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General Liablity Insurance for Contractors and Builders

Just announced - New Artisan Contractors Insurance Program!

We now offer a new discount General Liability Insurance program specially for Artisan Contractors. This Contractor General Liability Insurance program is great for even the smallest contractors. We are currently servicing the following states,with others added every day. Call if your state is not listed. Most insurance programs require 10 or more employees for a good rate, but with our program, you can get a great rate for your small business even with just two or three employees! CALL NOW!

  • Texas
  • Louisiana
  • Mississippi
  • Alabama
  • Georgia
  • Colorado
  • Pennslyvania
  • Montana


We provide affordable commercial general liability insurance coverage for contrators, artisans and construction related businesses. This program is primarily intended for businesses with just a few employees and we have programs for medium to large businesses as well. Why pay more?
Contact Bryan Causey today at 877-349-1758!


Program Details

  • A IX (EXCELLENT) AM Best Rated Reinsurer
  • Minimum Premiums as low as $2500
  • Flexible Billing Options
  • 1,000,000 Limits available
  • Full Occurrence ISO Form
  • Residential and Commercial Accepted
  • New Ventures/Start-ups welcome
  • Pay-As-You-Go Options


Target Class Codes

  • A/C and Refrigeration
  • Appliance and Accessories
  • Carpentry (Interior/Woodworking/Shop)
  • Concrete (Flat)
  • Concrete (Foundations)
  • Debris Removal
  • Door & Window Installation
  • Drywall
  • Electrical
  • Excavation
  • Fencing
  • Floor Covering Installation
  • General Contractors (Remodeling Only)
  • Garage Door Installation
  • Glass Installation/Glazing
  • Grading
  • Water Drilling & Welding (Non-structural)
  • Handyman
  • HVAC
  • Insulation
  • Janitorial
  • Landscaping
  • Masonry
  • Painting (Interior/Exterior)
  • Plastering/Stucco
  • Plumbing (Residential & Commercial)
  • Pre-Fab Homes
  • Pressure Washing
  • Roofing
  • Septic Tank Install and Service
  • Sheet Metal
  • Siding & Decking
  • Swimming Pool Cleaning
  • Tile & Marble Installation
  • Water & Sewer Mains


What is General Liability Insurance?


General Liability Insurance is a part of the general insurance system of risk financing to protect the purchaser from the risks of liabilities imposed by lawsuits and similar claims. It protects the insured in the event the business is sued for claims that come within the coverage of the insurance policy. Originally, individuals or companies that faced a common peril, formed a group and created a self-help fund out of which to pay compensation should any member incur loss (in other words, a mutual insurance arrangement). The modern system relies on dedicated carriers, usually for-profit, to offer protection against specified perils in consideration of a premium. Liability insurance is designed to offer specific protection against third party insurance claims, i.e., payment is not typically made to the insured, but rather to someone suffering loss who is not a party to the insurance contract.